Staying Healthy

Contact the International Association for Medical Assistance to Travelers (IAMAT) (tel. 716/754-4883 or, in Canada, 416/652-0137; www.iamat.org), for tips on travel and health concerns in Bermuda, and for lists of local doctors. The United States Centers for Disease Control and Prevention (tel. 800/311-3435; www.cdc.gov) provides up-to-date information on health hazards by region or country and offers tips on food safety. Travel Health Online (www.tripprep.com), sponsored by a consortium of travel medicine practitioners, may also offer helpful advice on traveling abroad. You can find listings of reliable medical clinics overseas at the International Society of Travel Medicine (www.istm.org).

Common Ailments

Sunburns & Exposure -- Limit your exposure to the sun, especially between the hours of 11am and 2pm and during the first few days of your trip. Use a sunscreen with a high protection factor and apply it liberally. Remember that children need more protection than adults do.

Also, as you travel around Bermuda on a scooter, on bike, or on foot, it's always wise to carry along some bottled water to prevent dehydration.

Don't Get Burned: Smart Tanning Tips -- Nobody is completely safe from the sun's harmful rays: All skin types and races can burn. To ensure that your vacation won't be ruined by a painful sunburn, be sure to wear a strong sunscreen that protects against both UVA and UVB rays at all times (look for zinc oxide, benzophenone, oxybenzone, sulisobenzone, titanium dioxide, or avobenzone in the list of ingredients). Wear a wide-brimmed hat and sunglasses. Keep infants under 6 months out of the sun completely, and slather older babies and children with strong sunscreen frequently.

If you do get a burn, aloe vera, cool compresses, cold baths, and benzocaine can help with the pain. Stay out of the sun until the burn is completely gone.

Seasickness -- Some 90% of the population tends toward seasickness. If you've never been out on a boat, or if you've been seasick in the past, you might want to heed the following suggestions:

• The day before you go out on the boat, avoid alcohol, caffeine, citrus and other acidic juices, and greasy, spicy, or hard-to-digest foods.
• Get a good night's sleep the night before.
• Take or use whatever seasickness prevention works best for you -- medication, an acupressure wristband, gingerroot tea or capsules, or any combination. But do it before you board; once you set sail, it's generally too late.
• While you're on the boat, stay as low and as near the center of the boat as possible. Avoid the fumes (especially if it's a diesel boat); stay out in the fresh air and watch the horizon. Do not read.
• If you start to feel queasy, drink clear fluids like water, and eat something bland, such as a soda cracker.

Cuts -- All cuts obtained in the marine environment must be taken seriously because the high level of bacteria present in the water can quickly cause the cut to become infected. The best way to prevent cuts is to wear a wet suit, gloves, and reef shoes. Never touch coral; not only can you get cut, but you can also damage a living organism that took decades to grow.

The symptoms of a coral cut can range from a slight scratch to severe welts and blisters. All Stings Considered recommends gently pulling the edges of the skin open and removing any embedded coral or grains of sand with tweezers. Next, scrub the cut well with fresh water. If pressing a clean cloth against the wound doesn't stop the bleeding, or the edges of the injury are jagged or gaping, seek medical treatment.

Hiking Safety

Hikers should always let someone know where they're heading, when they're going, and when they plan to return; too many hikers get lost because they don't let others know their basic plans.

Before you head out, always check weather conditions. Hike with a pal, never alone. Wear hiking boots, a sun hat, clothes to protect you from the sun and from getting scratches, and high-SPF sunscreen on all exposed areas of skin. Take water. Stay on the trail. Watch your step. Many experienced hikers and boaters today pack a cellphone in case of emergency; just dial tel. 911.

What to Do if You Get Sick Away from Home

Finding a doctor or getting a prescription filled on Bermuda is relatively simple. In an emergency, call King Edward VII Hospital, 7 Point Finger Rd., Paget Parish (tel. 441/236-2345), and ask for the emergency department. For less serious medical problems, ask someone at your hotel for a recommendation.

For travel abroad, you may have to pay all medical costs upfront and be reimbursed later. Medicare and Medicaid do not provide coverage for medical costs outside the U.S. Before leaving home, find out what medical services your health insurance covers. To protect yourself, consider buying medical travel insurance.

Very few health insurance plans pay for medical evacuation back to the U.S. (which can cost $10,000/£5,000 and up). A number of companies offer medical evacuation services anywhere in the world. If you're ever hospitalized more than 150 miles from home, MedjetAssist (tel. 800/527-7478; www.medjetassistance.com) will pick you up and fly you to the hospital of your choice virtually anywhere in the world in a medically equipped and staffed aircraft 24 hours day, 7 days a week. Annual memberships are $225 (£113) individual, $350 (£175) family; you can also purchase short-term memberships.

If you suffer from a chronic illness, consult your doctor before your departure. Pack prescription medications in your carry-on luggage, and carry them in their original containers, with pharmacy labels -- otherwise they won't make it through airport security. Carry the generic name of prescription medicines, in case a local pharmacist is unfamiliar with the brand name.