Fast Facts

American Express -- There are a number of American Express offices in Florida. Call tel. 800/528-4800 or go to www.americanexpress.com for the location nearest you.

ATM Networks -- ATMs are as ubiquitous in Florida as palm trees. They're found at nearly every street corner, main shopping area, and, in most cases, supermarkets and even convenience stores.

Currency -- The most common bills are the $1 (a "buck"), $5, $10, and $20 denominations. There are also $2 bills (seldom encountered), $50 bills, and $100 bills (the last two are usually not welcome as payment for small purchases).

Coins come in seven denominations: 1¢ (1 cent, or a penny); 5¢ (5 cents, or a nickel); 10¢ (10 cents, or a dime); 25¢ (25 cents, or a quarter); 50¢ (50 cents, or a half dollar); the gold-colored Sacagawea coin, worth $1; the $1 presidential coins that debuted in 2007; and the rare silver dollar.

Customs -- What You Can Bring Into Florida: Every visitor 21 years of age or older may bring in, free of duty, the following: (1) 1 liter of wine or hard liquor; (2) 200 cigarettes, 100 cigars (but not from Cuba), or 3 pounds of smoking tobacco; and (3) $100 worth of gifts. These exemptions are offered to travelers who spend at least 72 hours in the United States and who have not claimed them within the preceding 6 months. It is altogether forbidden to bring into the country foodstuffs (particularly fruit, cooked meats, and canned goods) and plants (vegetables, seeds, tropical plants, and the like). Foreign tourists may carry in or out as much as $10,000 in U.S. or foreign currency with no formalities; larger sums must be declared to U.S. Customs on entering or leaving, which includes filing form CM 4790. For details regarding U.S. Customs and Border Protection, consult your nearest U.S. embassy or consulate, or U.S. Customs (tel. 202/927-1770; www.customs.ustreas.gov).

What You Can Take Home from Florida: Canadian Citizens: For a clear summary of Canadian rules, write for the booklet I Declare, issued by the Canada Border Services Agency (tel. 800/461-9999 in Canada, or 204/983-3500; www.cbsa-asfc.gc.ca).

U.K. Citizens: For information, contact HM Customs & Excise at tel. 0845/010-9000 (from outside the U.K., 020/8929-0152), or consult their website at www.hmce.gov.uk.

Australian Citizens: A helpful brochure available from Australian consulates or Customs offices is Know Before You Go. For more information, call the Australian Customs Service at tel. 1300/363-263, or log on to www.customs.gov.au.

New Zealand Citizens: Most questions are answered in a free pamphlet available at New Zealand consulates and Customs offices: New Zealand Customs Guide for Travellers, Notice no. 4. For more information, contact New Zealand Customs, The Customhouse, 17-21 Whitmore St., Box 2218, Wellington (tel. 04/473-6099 or 0800/428-786; www.customs.govt.nz).

Electricity -- Like Canada, the United States uses 110 to 120 volts AC (60 cycles), compared to 220 to 240 volts AC (50 cycles) in most of Europe, Australia, and New Zealand. Downward converters that change 220 to 240 volts to 110 to 120 volts are difficult to find in the United States, so bring one with you.

Embassies & Consulates -- All embassies are located in the nation's capital, Washington, D.C. Some consulates are located in major U.S. cities, and most nations have a mission to the United Nations in New York City. If your country isn't listed below, call for directory information in Washington, D.C. (tel. 202/555-1212), or log on to www.embassy.org/embassies.

The embassy of Australia is at 1601 Massachusetts Ave. NW, Washington, DC 20036 (tel. 202/797-3000; www.austemb.org). There are consulates in New York, Honolulu, Houston, Los Angeles, and San Francisco.

The embassy of Canada is at 501 Pennsylvania Ave. NW, Washington, DC 20001 (tel. 202/682-1740; www.canadianembassy.org). Other Canadian consulates are in Buffalo (New York), Detroit, Los Angeles, New York, and Seattle.

The embassy of Ireland is at 2234 Massachusetts Ave. NW, Washington, DC 20008 (tel. 202/462-3939; www.irelandemb.org). Irish consulates are in Boston, Chicago, New York, San Francisco, and other cities. See their website for a complete listing.

The embassy of New Zealand is at 37 Observatory Circle NW, Washington, DC 20008 (tel. 202/328-4800; www.nzemb.org). New Zealand consulates are in Los Angeles, Salt Lake City, San Francisco, and Seattle.

The embassy of the United Kingdom is at 3100 Massachusetts Ave. NW, Washington, DC 20008 (tel. 202/588-7800; www.britainusa.com). Other British consulates are in Atlanta, Boston, Chicago, Houston, Los Angeles, Miami, New York, Orlando, and San Franciso.

Emergencies -- To reach the police, ambulance, or fire department, dial tel. 911 from any phone. No coins are needed.

Holidays -- Banks, government offices, post offices, and many stores, restaurants, and museums are closed on the following legal national holidays: January 1 (New Year's Day), the third Monday in January (Martin Luther King Day), the third Monday in February (Presidents' Day), the last Monday in May (Memorial Day), July 4 (Independence Day), the first Monday in September (Labor Day), the second Monday in October (Columbus Day), November 11 (Veterans Day/Armistice Day), the fourth Thursday in November (Thanksgiving Day), and December 25 (Christmas Day). The Tuesday after the first Monday in November is Election Day, a federal government holiday in presidential-election years (held every 4 years, and next in 2008).

Mail Domestic postage rates are 26¢ for a postcard and 41¢ for a letter. For international mail, a first-class letter of up to 1 ounce and a first-class postcard each cost 90¢ (69¢ to Canada and Mexico). For more information go to www.usps.com and click on "Calculate Postage."

If you aren't sure what your address will be in the United States, mail can be sent to you, in your name, c/o General Delivery at the main post office of the city or region where you expect to be. (Call tel. 800/275-8777 for information on the nearest post office.) The addressee must pick up mail in person and must produce proof of identity (driver's license, passport, etc.). Most post offices will hold your mail for as long as 1 month and are open Monday to Friday from 8am to 6pm and Saturday from 9am to 3pm.

Always include zip codes when mailing items in the U.S. If you don't know your zip code, visit www.usps.com/zip4.

Passports -- For Residents of Australia: You can pick up an application from your local post office or any branch of Passports Australia, but you must schedule an interview at the passport office to present your application materials. Call the Australian Passport Information Service at tel. 131-232, or visit the government website at www.passports.gov.au.

For Residents of Canada: Passport applications are available at travel agencies throughout Canada or from the central Passport Office, Department of Foreign Affairs and International Trade, Ottawa, ON K1A 0G3 (tel. 800/567-6868; www.ppt.gc.ca). Note: Canadian children who travel must have their own passport. However, if you hold a valid Canadian passport issued before December 11, 2001, that bears the name of your child, the passport remains valid for you and your child until it expires.

For Residents of Ireland: You can apply for a 10-year passport at the Passport Office, Setanta Centre, Molesworth Street, Dublin 2 (tel. 01/671-1633; www.irlgov.ie/iveagh). Those under age 18 and over 65 must apply for a 3-year passport. You can also apply at 1A South Mall, Cork (tel. 021/272-525) or at most main post offices.

For Residents of New Zealand: You can pick up a passport application at any New Zealand Passports Office or download it from their website. Contact the Passports Office at tel. 0800/225-050 in New Zealand or 04/474-8100, or log on to www.passports.govt.nz.

For Residents of the United Kingdom: To pick up an application for a standard 10-year passport (5-yr. passport for children under 16), visit your nearest passport office, major post office, or travel agency or contact the United Kingdom Passport Service at tel. 0870/521-0410, or search its website at www.ukpa.gov.uk.

Police -- To reach the police, dial 911 from any phone. No coins are needed.

Taxes -- The United States has no value-added tax (VAT) or other indirect tax at the national level. Every state, county, and city may levy its own local tax on all purchases, including hotel and restaurant checks and airline tickets. These taxes will not appear on price tags. The Florida state sales tax is 6%. Many municipalities add 1% or more to that, and most levy a special tax on hotel and restaurant bills. In general, expect at least 9% to be added to your final hotel bill. There are also hefty taxes on rental cars here.

Time -- The continental United States is divided into four time zones: Eastern Standard Time (EST), Central Standard Time (CST), Mountain Standard Time (MST), and Pacific Standard Time (PST). Alaska and Hawaii have their own zones. For example, when it's 9am in Los Angeles (PST), it's 7am in Honolulu (HST), 10am in Denver (MST), 11am in Chicago (CST), noon in New York City (EST), 5pm in London (GMT), and 2am the next day in Sydney. The Florida peninsula observes Eastern Standard Time, but most the Panhandle, west of the Apalachicola River, is on Central Standard Time, 1 hour behind the rest of the state.

Daylight saving time is in effect from 1am on the second Sunday in March to 1am on the first Sunday in November, except in Arizona, Hawaii, the U.S. Virgin Islands, and Puerto Rico. Daylight saving time moves the clock 1 hour ahead of standard time.

Tipping -- Tips are a very important part of certain workers' income, and gratuities are the standard way of showing appreciation for services provided. (Tipping is certainly not compulsory if the service is poor!) In hotels, tip bellhops at least $1 per bag ($2-$3 if you have a lot of luggage) and tip the chamber staff $1 to $2 per day (more if you've left a disaster area for him or her to clean up). Tip the doorman or concierge only if he or she has provided you with some specific service (for example, calling a cab for you or obtaining difficult-to-get theater tickets). Tip the valet-parking attendant $1 every time you get your car.

In restaurants, bars, and nightclubs, tip service staff 15% to 20% of the check, tip bartenders 10% to 15%, tip checkroom attendants $1 per garment, and tip valet-parking attendants $1 per vehicle.

As for other service personnel, tip cab drivers 15% of the fare; tip skycaps at airports at least $1 per bag ($2-$3 if you have a lot of luggage); and tip hairdressers and barbers 15% to 20%.

Toilets -- You won't find public toilets or "restrooms" on the streets in most U.S. cities but they can be found in hotel lobbies, bars, restaurants, museums, department stores, railway and bus stations, and service stations. Large hotels and fast-food restaurants are often the best bet for clean facilities. If possible, avoid the toilets at parks and beaches, which tend to be dirty; some may be unsafe. Restaurants and bars in resorts or heavily visited areas may reserve their restrooms for patrons.

Useful Phone Numbers -- U.S. Dept. of State Travel Advisory tel. 202/647-5225 (manned 24 hrs.)

U.S. Passport Agency tel. 202/647-0518

U.S. Centers for Disease Control International Traveler's Hotline: tel. 404/332-4559

Visas -- For information about U.S. visas go to http://travel.state.gov and click on "Visas," or go to one of the following websites:

Australian citizens can obtain up-to-date visa information from the U.S. Embassy Canberra, Moonah Place, Yarralumla, ACT 2600 (tel. 02/6214-5600) or by checking the U.S. Diplomatic Mission's website at http://usembassy-australia.state.gov/consular.

British subjects can obtain up-to-date visa information by calling the U.S. Embassy Visa Information Line (tel. 0891/200-290) or by visiting the "Visas to the U.S." section of the American Embassy London's website at www.usembassy.org.uk.

Irish citizens can obtain up-to-date visa information through the Embassy of the USA Dublin, 42 Elgin Rd., Dublin 4, Ireland (tel. 353/1-668-8777), or by checking the "Visas to the U.S." section of the website at http://dublin.usembassy.gov.

Citizens of New Zealand can obtain up-to-date visa information by contacting the U.S. Embassy New Zealand, 29 Fitzherbert Terrace, Thorndon, Wellington (tel. 644/472-2068), or get the information directly from the website at http://wellington.usembassy.gov.

Weather -- Hurricane season runs June through November. For an up-to-date recording of current weather conditions and forecasts, call tel. 305/229-4522. Online, you can check www.intellicast.com or www.weather.com.