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Area Codes -- In metro Atlanta, you must dial the area code (404, 770, or 678) and the seven-digit telephone number, even if you are calling a number within the same area code. It is not necessary to dial 1 before the area code when calling between communities within the Atlanta local calling area, even if they have different area codes. Other important area codes in Georgia include 912 for Savannah and 706 for Athens and Augusta.

ATMs -- These are found in every city and town, especially at banks, but at many other outlets as well, including convenience stores.

Automobile Organizations -- Motor clubs will supply maps, suggested routes, guidebooks, accident and bail-bond insurance, and emergency road service. The American Automobile Association (AAA) is the major auto club in the United States. If you belong to a motor club in your home country, inquire about AAA reciprocity before you leave. You may be able to join AAA even if you're not a member of a reciprocal club; to inquire, call AAA (tel. 800/222-4357; www.aaa.com). AAA is actually an organization of regional motor clubs, so look under "AAA Automobile Club" in the White Pages of the telephone directory. AAA's nationwide emergency road service telephone number is tel. 800/AAA-HELP (222-4357).

Business Hours -- The following are general open hours; specific establishments may vary. Banks: Monday to Friday 9am to 3pm (some are also open Sat 9am-noon). Most banks and other outlets offer 24-hour access to automated teller machines (ATMs). Offices: Monday to Friday 9am to 5pm. Stores: Monday to Saturday 10am to 6pm, and some also on Sunday from noon to 5pm. Malls usually stay open until 9pm Monday to Saturday, and department stores are usually open until 9pm at least 1 day a week.

Car Rentals -- To rent a car in Georgia, you need a major credit or charge card and a valid driver's license. Sometimes a passport or an international driver's license is also required if your driver's license is in a language other than English. You often need to be at least 25 years of age, although some companies rent to younger people (they may add a daily surcharge). Be sure to return your car with the same amount of gasoline that you started out with; rental companies charge excessive prices for gas. Keep in mind that a separate driver's license is required in most states to drive a motorcycle.

Drinking Laws -- The legal age for purchase and consumption of alcoholic beverages is 21; proof of age is required and often requested at bars, nightclubs, and restaurants, so it's always a good idea to carry ID when you go out. Although local laws can vary, in general, no alcohol is served at bars, restaurants, or nightclubs between 4am and 12:30pm on Sunday. In addition, alcoholic beverages are not sold on Sunday in liquor stores, convenience stores, or grocery stores. Do not carry open containers of alcohol in your car or any public area that isn't zoned for alcohol consumption. The police can fine you on the spot. And nothing will ruin your trip faster than getting a citation for DUI (driving under the influence), so don't even think about driving while intoxicated.

Driving Rules -- Speed limits are posted on tri-state highways. In addition, the law requires the driver and front-seat passenger to wear seat belts while the car is in motion. Children 4 and under must be buckled into safety seats in the back seat; those 5 to 12 must sit in the back seat if the front seat is equipped with air bags.

Electricity -- Like Canada, the United States uses 110-120 volts AC (60 cycles), compared to 220-240 volts AC (50 cycles) in most of Europe, Australia, and New Zealand. Downward converters that change 220-240 volts to 110-120 volts are difficult to find in the United States, so bring one with you.

Embassies & Consulates -- All embassies are located in the nation's capital, Washington, D.C. Some consulates are located in major U.S. cities, and most nations have a mission to the United Nations in New York City. If your country isn't listed below, call for directory information in Washington, D.C. (tel. 202/555-1212) or check www.embassy.org/embassies.

The embassy of Australia is at 1601 Massachusetts Ave. NW, Washington, DC 20036 (tel. 202/797-3000; www.austemb.org). There are consulates in New York, Honolulu, Houston, Los Angeles, and San Francisco.

The embassy of Canada is at 501 Pennsylvania Ave. NW, Washington, DC 20001 (tel. 202/682-1740; www.canadianembassy.org). Other Canadian consulates are in Buffalo (New York), Detroit, Los Angeles, New York, and Seattle.

The embassy of Ireland is at 2234 Massachusetts Ave. NW, Washington, DC 20008 (tel. 202/462-3939; www.irelandemb.org). Irish consulates are in Boston, Chicago, New York, San Francisco, and other cities. See the website for a complete listing.

The embassy of New Zealand is at 37 Observatory Circle NW, Washington, DC 20008 (tel. 202/328-4800; www.nzembassy.com). New Zealand consulates are in Los Angeles, Salt Lake City, San Francisco, and Seattle.

The embassy of the United Kingdom is at 3100 Massachusetts Ave. NW, Washington, DC 20008 (tel. 202/588-7800; www.britainusa.com). Other British consulates are in Atlanta, Boston, Chicago, Cleveland, Houston, Los Angeles, New York, San Francisco, and Seattle.

Emergencies -- Dial tel. 911 for police, an ambulance, paramedics, or the fire department.

If theft or an accident has left you stranded, check the local telephone directory for a nearby office of the Traveler's Aid Society (www.travelersaid.org), a nationwide, not-for-profit social service organization that is geared to helping travelers in distress. If you're in trouble, seek it out.

In Georgia, the Council for International Visitors, 34 Peachtree St., Ste. 1200, Atlanta, GA 30303 (tel. 404/832-5560), can provide a wide variety of help to international visitors in more than 42 languages.

Gasoline -- When this guide was published, in the U.S., the cost of gasoline (also known as gas, but never petrol), is abnormally high. Taxes are already included in the printed price. One U.S. gallon equals 3.8 liters or .85 imperial gallons. Fill-up locations are known as gas or service stations.

Holidays -- Banks, government offices, post offices, and many stores, restaurants, and museums are closed on the following legal national holidays: January 1 (New Year's Day), the third Monday in January (Martin Luther King Day), the third Monday in February (Presidents' Day), the last Monday in May (Memorial Day), July 4 (Independence Day), the first Monday in September (Labor Day), the second Monday in October (Columbus Day), November 11 (Veterans Day/Armistice Day), the fourth Thursday in November (Thanksgiving Day), and December 25 (Christmas Day). The Tuesday after the first Monday in November is Election Day, a federal government holiday in presidential-election years (held every 4 years, and next in 2012).

Hospitals & Medical Centers -- No matter where you go, you will rarely be far from a hospital or medical center, or emergency clinic. The major hospital facilities in the Carolinas and Georgia include the following: Children's Healthcare of Atlanta, 1600 Tullie Circle NE, Atlanta, GA (www.choa.org); Duke University Medical Center, Erwin Road, Durham, NC (www.mc.duke.edu); Mission Hospitals, 509 Biltmore Ave., Asheville, NC (www.missionhospitals.org); Medical University of South Carolina, 171 Ashley Ave., Charleston, SC (www.musc.edu); Pitt County Memorial Hospital, 2100 Stantonsburg Rd., Greenville, NC (www.uhseast.com); St. Joseph's Hospital of Atlanta, 5665 Peachtree Dunwoody Rd. NE, Atlanta, GA (www.stjosephsatlanta.org); University of North Carolina Hospitals, 101 Manning Dr., Chapel Hill, NC (www.unchealthcare.org); and Wake Forest University Baptist Medical Center, Medical Center Boulevard, Winston-Salem, NC (www.wfubmc.edu).

Insurance -- Although it's not required of travelers, health insurance is highly recommended. Most health insurance policies cover you if you get sick away from home -- but check your coverage before you leave.

International visitors to the U.S. should note that unlike many European countries, the United States does not usually offer free or low-cost medical care to its citizens or visitors. Doctors and hospitals are expensive, and in most cases will require advance payment or proof of coverage before they render their services. Good policies will cover the costs of an accident, repatriation, or death. Packages such as Europ Assistance's Worldwide Healthcare Plan are sold by European automobile clubs and travel agencies at attractive rates. Worldwide Assistance Services, Inc. (tel. 800/777-8710; www.worldwideassistance.com) is the agent for Europ Assistance in the United States. Though lack of health insurance may prevent you from being admitted to a hospital in nonemergencies, don't worry about being left on a street corner to die: The American way is to fix you now and bill the daylights out of you later.

If you're ever hospitalized more than 150 miles from home, MedjetAssist (tel. 800/527-7478; www.medjetassistance.com) will pick you up and fly you to the hospital of your choice in a medically equipped and staffed aircraft 24 hours day, 7 days a week. Annual memberships are $225 per individual and $350 per family; you can also purchase short-term memberships.

Canadians should check with their provincial health plan offices or call Health Canada (tel. 866/225-0709; www.hc-sc.gc.ca) to find out the extent of their coverage and what documentation and receipts they must take home in case they are treated in the United States.

Travelers from the U.K. should carry their European Health Insurance Card (EHIC), which replaced the E111 form as proof of entitlement to free/reduced cost medical treatment abroad (tel. 0845 606 2030; www.ehic.org.uk). Note that the EHIC only covers "necessary medical treatment." For repatriation costs, lost money, baggage, or cancellation, seek travel insurance from a reputable company, such as Travel Insurance Web (0870 890 3641; www.travelinsuranceweb.com).

The cost of travel insurance varies widely, depending on the destination, the cost and length of your trip, your age and health, and the type of trip you're taking, but expect to pay between 5% and 8% of the vacation itself. You can get estimates from various providers through InsureMyTrip.com. Enter your trip cost and dates, your age, and other information, for prices from more than a dozen companies.

U.K. citizens and their families who make more than one trip abroad per year may find an annual travel insurance policy works out cheaper. Check www.moneysupermarket.com, which compares prices across a wide range of providers for single- and multitrip policies.

Most big travel agents offer their own insurance and will probably try to sell you their package when you book a holiday. Think before you sign. Britain's Consumers' Association recommends that you insist on seeing the policy and reading the fine print before buying travel insurance. The Association of British Insurers (tel. 020/7600-3333; www.abi.org.uk) gives advice by phone and publishes Holiday Insurance, a free guide to policy provisions and prices. You might also shop around for better deals: Try Columbus Direct (tel. 0870/033-9988; www.columbusdirect.net).

Trip-cancellation insurance will help retrieve your money if you have to back out of a trip or depart early, or if your travel supplier goes bankrupt. Trip cancellation traditionally covers such events as sickness, natural disasters, and State Department advisories. The latest news in trip-cancellation insurance is the availability of expanded hurricane coverage and the "any-reason" cancellation coverage -- which costs more but covers cancellations made for any reason. You won't get back 100% of your prepaid trip cost, but you'll be refunded a substantial portion. TravelSafe (tel. 888/885-7233; www.travelsafe.com) offers both types of coverage. Expedia also offers any-reason cancellation coverage for its air-hotel packages. For details, contact one of the following recommended insurers: Access America (tel. 866/807-3982; www.accessamerica.com); Travel Guard International (tel. 800/826-4919; www.travelguard.com); Travel Insured International (tel. 800/243-3174; www.travelinsured.com); and Travelex Insurance Services (tel. 888/457-4602; www.travelex-insurance.com).

On flights within the U.S., checked baggage is covered up to $2,500 per ticketed passenger. On flights outside the U.S. (and on U.S. portions of international trips), baggage coverage is limited to approximately $9.07 per pound, up to approximately $635 per checked bag. If you plan to check items more valuable than what's covered by the standard liability, see if your homeowner's policy covers your valuables. If it doesn't, get baggage insurance as part of your comprehensive travel-insurance package.

If your luggage is lost, immediately file a lost-luggage claim at the airport, detailing the luggage contents. Most airlines require that you report delayed, damaged, or lost baggage within 4 hours of arrival. The airlines are required to deliver luggage, once found, directly to your house or destination for free.

Internet Access -- Most hotels in the tri-state area provide Internet access. Cybercafes are found in large cities such as Atlanta or Charlotte. Rural areas are not as well connected, of course. To find a cybercafe in your destination, try www.cybercafe.com.

Legal Aid -- If you are "pulled over" for a minor infraction (such as speeding), never attempt to pay the fine directly to a police officer; this could be construed as attempted bribery, a much more serious crime. Pay fines by mail, or directly into the hands of the clerk of the court. If accused of a more serious offense, say and do nothing before consulting a lawyer. Here the burden is on the state to prove a person's guilt, and everyone has the right to remain silent, whether he or she is suspected of a crime or actually arrested. Once arrested, a person can make one telephone call to a party of his or her choice. International visitors should call their embassy or consulate.

Liquor Laws -- If you're 21 or over, you can buy alcoholic beverages in package stores between 8am and midnight (except on Sun, election days, Thanksgiving, and Christmas).

Lost & Found -- Be sure to tell all of your credit card companies immediately if you discover your wallet has been lost or stolen and file a report at the nearest police precinct. Your credit card company or insurer may require a police report number or record of the loss. Most credit card companies have an emergency toll-free number to call if your card is lost or stolen; they may be able to wire you a cash advance immediately or deliver an emergency credit card in a day or two. Visa's U.S. emergency numbers are tel. 800/847-2911 and 410/581-9994. American Express cardholders and traveler's check holders should call tel. 800/221-7282. MasterCard holders should call tel. 800/307-7309 or 636/722-7111. For other credit cards, call the toll-free number directory at tel. 800/555-1212.

If you need emergency cash over the weekend when all banks and American Express offices are closed, you can have money wired to you via Western Union (tel. 800/325-6000; www.westernunion.com).

Mail -- When this guide was published, domestic postage rates were 27¢ for a postcard and 42¢ for a letter. For international mail, a first-class letter of up to 1 ounce costs 94¢ (72¢ to Canada and Mexico); a first-class postcard costs the same as a letter. For more information go to www.usps.com and click on "Calculate Postage."

If you aren't sure what your address will be in the United States, mail can be sent to you, in your name, c/o General Delivery at the main post office of the city or region where you expect to be. (Call tel. 800/275-8777 for information on the nearest post office.) The addressee must pick up mail in person and must produce proof of identity (such as a driver's license or passport). Most post offices will hold your mail for up to 1 month, and are open Monday to Friday from 8am to 6pm, and Saturday from 9am to 3pm.

Medical Conditions -- If you have a medical condition that requires syringe-administered medications, carry a valid signed prescription from your physician; syringes in carry-on baggage will be inspected. Insulin in any form should have the proper pharmaceutical documentation. If you have a disease that requires treatment with narcotics, you should also carry documented proof with you -- smuggling narcotics aboard a plane carries severe penalties in the U.S.

For HIV-positive visitors, requirements for entering the United States are somewhat vague and change frequently. For up-to-the-minute information, contact AIDSinfo (tel. 800/448-0440 or 301/519-6616 outside the U.S.; www.aidsinfo.nih.gov) or the Gay Men's Health Crisis (tel. 212/367-1000; www.gmhc.org).

Newspapers & Magazines -- National newspapers include the New York Times, USA Today, and the Wall Street Journal. National newsweeklies include Newsweek, Time, and U.S. News & World Report. In large cities, most newsstands offer a small selection of the most popular foreign periodicals and newspapers.

The Atlanta Journal-Constitution is the state's leading daily newspaper.

Passports -- The websites listed below provide downloadable passport applications as well as the current fees for processing applications. For an up-to-date, country-by-country listing of passport requirements around the world, go to the "International Travel" tab of the U.S. State Department at http://travel.state.gov. International visitors to the U.S. can obtain a visa application from the same website. Note: Children are required to present a passport when entering the United States at airports. More information on obtaining a passport for a minor can be found at http://travel.state.gov. Allow plenty of time before your trip to apply for a passport; processing normally takes 4 to 6 weeks (3 weeks for expedited service) but can take longer during busy periods (especially spring). And keep in mind that if you need a passport in a hurry, you'll pay a higher processing fee.

    For Residents of Australia -- You can pick up an application from your local post office or any branch of Passports Australia, but you must schedule an interview at the passport office to present your application materials. Call the Australian Passport Information Service at tel. 131-232, or visit the government website at www.passports.gov.au.

    For Residents of Canada -- Passport applications are available at travel agencies throughout Canada or from the central Passport Office, Department of Foreign Affairs and International Trade, Ottawa, ON K1A 0G3 (tel. 800/567-6868; www.ppt.gc.ca). Note: Canadian children who travel must have their own passport. However, if you hold a valid Canadian passport issued before December 11, 2001, that bears the name of your child, the passport remains valid for you and your child until it expires.

    For Residents of Ireland -- You can apply for a 10-year passport at the Passport Office, Setanta Centre, Molesworth Street, Dublin 2 (tel. 01/671-1633; www.irlgov.ie/iveagh). Those 17 and under and 66 and over must apply for a 3-year passport. You can also apply at 1A South Mall, Cork (tel. 21/494-4700) or at most main post offices.

    For Residents of New Zealand -- You can pick up a passport application at any New Zealand Passports Office or download it from their website. Contact the Passports Office at tel. 0800/225-050 in New Zealand or 04/474-8100, or log on to www.passports.govt.nz.

    For Residents of the United Kingdom -- To pick up an application for a standard 10-year passport (5-year passport for children 15 and under), visit your nearest passport office, major post office, or travel agency or contact the United Kingdom Passport Service at tel. 0870/521-0410 or search its website at www.ukpa.gov.uk.

Police -- Call tel. 911.

Taxes -- Georgia has a 7% sales tax, and an accommodations tax (an occupancy tax) is often tacked onto your hotel bill. Counties also have the option of adding an extra .5% to 3% use tax.

Telephones -- Many convenience groceries and packaging services sell prepaid calling cards in denominations up to $50; for international visitors these can be the least expensive way to call home. Many public pay phones at airports now accept American Express, MasterCard, and Visa credit cards. Local calls made from pay phones in most locales cost either 25¢ or 35¢ (no pennies, please). Most long-distance and international calls can be dialed directly from any phone. For calls within the United States and to Canada, dial 1 followed by the area code and the seven-digit number. For other international calls, dial 011 followed by the country code, city code, and the number you are calling.

Calls to area codes 800, 888, 877, and 866 are toll-free. However, calls to area codes 700 and 900 (chat lines, bulletin boards, "dating" services, and so on) can be very expensive -- usually a charge of 95¢ to $3 or more per minute, and they sometimes have minimum charges that can run as high as $15 or more.

For reversed-charge or collect calls, and for person-to-person calls, dial the number 0 then the area code and number; an operator will come on the line, and you should specify whether you are calling collect, person-to-person, or both. If your operator-assisted call is international, ask for the overseas operator.

For local directory assistance ("information"), dial tel. 411; for long-distance information, dial 1, then the appropriate area code and 555-1212.

Telegraph, Telex & Fax -- Telegraph and telex services are provided primarily by Western Union (tel. 800/325-6000; www.westernunion.com). You can telegraph (wire) money, or have it telegraphed to you, very quickly over the Western Union system, but this service can cost as much as 15% to 20% of the amount sent.

Most hotels have fax machines available for guest use (be sure to ask about the charge to use it). Many hotel rooms are wired for guests' fax machines. A less expensive way to send and receive faxes may be at stores such as the UPS Store.

Time -- The continental United States is divided into four time zones: Eastern Standard Time (EST), Central Standard Time (CST), Mountain Standard Time (MST), and Pacific Standard Time (PST). Alaska and Hawaii have their own zones. For example, when it's 9am in Los Angeles (PST), it's 7am in Honolulu (Hawaii Standard Time, or HST), 10am in Denver (MST), 11am in Chicago (CST), noon in New York City (EST), 5pm in London (Greenwich Mean Time, or GMT), and 2am the next day in Sydney.

Daylight saving time is in effect from 1am on the second Sunday in March to 1am on the first Sunday in November, except in Arizona, Hawaii, the U.S. Virgin Islands, and Puerto Rico. Daylight saving time moves the clock 1 hour ahead of standard time.

Georgia is in the Eastern Standard Time zone and goes on daylight saving time in summer.

Tipping -- Tips are a very important part of certain workers' income, and gratuities are the standard way of showing appreciation for services provided. (Tipping is certainly not compulsory if the service is poor!) In hotels, tip bellhops at least $1 per bag ($2-$3 if you have a lot of luggage) and tip the chamber staff $1 to $2 per day (more if you've left a disaster area for him or her to clean up). Tip the doorman or concierge only if he or she has provided you with some specific service (for example, calling a cab for you or obtaining difficult-to-get theater tickets). Tip the valet-parking attendant $1 every time you get your car.

In restaurants, bars, and nightclubs, tip service staff 15% to 20% of the check, tip bartenders 10% to 15%, tip checkroom attendants $1 per garment, and tip valet-parking attendants $1 per vehicle.

As for other service personnel, tip cabdrivers 15% of the fare; tip skycaps at airports at least $1 per bag ($2-$3 if you have a lot of luggage); and tip hairdressers and barbers 15% to 20%.

Toilets -- You won't find public toilets or "restrooms" on the streets in most U.S. cities but they can be found in hotel lobbies, bars, restaurants, museums, department stores, railway and bus stations, and service stations. Large hotels and fast-food restaurants are often the best bet for clean facilities. Restaurants and bars in resorts or heavily visited areas may reserve their restrooms for patrons.

Useful Phone Numbers -- U.S. Department of State Travel Advisory tel. 202/647-5225 (manned 24 hr.)

U.S. Passport Agency tel. 202/647-0518

U.S. Centers for Disease Control and Prevention International Traveler's Hot Line tel. 404/332-4559

Visas -- For information about U.S. visas go to http://travel.state.gov and click on "Visas." Or go to one of the websites listed below:

Australian citizens can obtain up-to-date visa information from the U.S. Embassy Canberra, Moonah Place, Yarralumla, ACT 2600 (tel. 02/6214-5600) or by checking the U.S. Diplomatic Mission's website at http://usembassy-australia.state.gov/consular.

British subjects can obtain up-to-date visa information by calling the U.S. Embassy Visa Information Line (tel. 0891/200-290) or by visiting the "Visas to the U.S." section of the American Embassy London's website at www.usembassy.org.uk.

Irish citizens can obtain up-to-date visa information through the Embassy of the USA Dublin, 42 Elgin Rd., Dublin 4, Ireland (tel. 353/1-668-8777), or by checking the "Consular Services" section of the website at http://dublin.usembassy.gov.

Citizens of New Zealand can obtain up-to-date visa information by contacting the U.S. Embassy New Zealand, 29 Fitzherbert Terrace, Thorndon, Wellington (tel. 644/472-2068), or get the information directly from the website at http://wellington.usembassy.gov.

Note: This information was accurate when it was published, but can change without notice. Please be sure to confirm all rates and details directly with the companies in question before planning your trip.