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If you come from a major city, such as New York or London, you may find northern New Mexico overall fairly inexpensive. In Taos and Albuquerque, you can still get good accommodations and meals without wincing. Santa Fe, however, may hurt a bit, especially if you hit the hottest spots in town, which cater to sophisticated tastes.

The most common bills are the $1 (a "buck"), $5, $10, and $20 denominations. There are also $2 bills (seldom encountered), $50 bills, and $100 bills (the last two are usually not welcome as payment for small purchases).

Coins come in eight denominations: 1¢ (1 cent, or a penny); 5¢ (5 cents, or a nickel); 10¢ (10 cents, or a dime); 25¢ (25 cents, or a quarter); 50¢ (50 cents, or a half dollar); the gold-colored Sacagawea coin, worth $1; the gold-colored presidential coin, also worth $1; and the rare silver dollar.

The easiest and best way to get cash away from home is from an ATM (automated teller machine), sometimes referred to as a "cash machine," or "cashpoint." They are available all over northern New Mexico.

Note: This information was accurate when it was published, but can change without notice. Please be sure to confirm all rates and details directly with the companies in question before planning your trip.