For much of Belize's history, the rivers were the main highways. The Mayans used them for trading, and British loggers used them to move mahogany and logwood. If you're interested, you can explore the Cayo District's two rivers -- the Macal and Mopan -- by canoe, kayak, and inner tube. Throughout most of the year, the waters in these rivers are easily navigable both up- and downstream. However, during the rainy season, things can change drastically -- and fast. I've heard of a few flash floods, and even one story of water nearly reaching the road on the Hawksworth Bridge.
Still, for the most part, trips are leisurely, with plenty of places to stop for a quick swim or land excursion. During the rainy season (July-Sept), white-water kayaking is available, although it's not very consistent. Inflatable kayaks are a much more common and dependable option, not requiring nearly as much technical proficiency or water.
Most tours put in upstream on the Macal River somewhere around Chaa Creek or duPlooy's and then float leisurely downstream. The trip can take anywhere from 1 to 3 hours, depending on how much time you spend paddling, floating, or stopping to hike or swim. Both of these hotels offer this service, as well as a host of operators in San Ignacio. For its part, the Mopan River is more easily accessible in many ways, since Benque Viejo Road borders it in many places. The Mopan is well suited for inflatable kayaks and inner tubes.
In addition to most of the tour operators listed above, you can contact Toni's River Adventures (tel. 804-2267) or David's Adventure Tours (tel. 824-3674). If you want to go inner tubing, contact the folks at the Trek Stop (tel. 823-2265).
Both of Cayo's principal rivers are great for swimming. On the Macal River you can join the locals right in town where the river is treated as a free laundry, car wash, horse and dog wash, and swimming hole. However, you'll do better to head upstream. The farther upstream you head, the more isolated and clear the swimming holes become.
Another alternative is to head downriver about 1 1/2 miles (2.4km) to a spot called Branch Mouth, where the different-colored waters of the Macal and Mopan rivers converge. Branch Mouth is a favorite picnic spot, with shady old trees clinging to the riverbanks. There's even a rope swing from one of the trees. The road is dusty, so you'll be especially happy to go for a swim here. Farther upstream, on both the Macal and Mopan rivers, are numerous swimming holes.