Thank you for subscribing!
Got it! Thank you!

We're upgrading!

We are upgrading the Forums. Avatars and user personas will be added at a later phase.

advertisement

Forums » Health, Safety & Travel Insurance » Multi-Stop Independent Trip to Europe: Where Do We Get Insurance?

Avatar
pdhenry

Multi-Stop Independent Trip to Europe: Where Do We Get Insurance?

by pdhenry »

If you have any existing conditions that could cause you to cancel the trip if they worsen or recur, book your insurance within 10-14 days of initial payment and look for a policy with a pre-existing conditions waiver (you can filter for this at insuremytrip).  For many insurance carriers a pre-existing condition is defined as something for which you have sought treatment in the past 180 days.  A small number of insurers will waive pre-existing conditions if insurance if bought within X days of final payment.

Avatar
robert rabbit

RE: Multi-Stop Independent Trip to Europe: Where Do We Get Insurance?

by robert rabbit »

My wife and I are traveling to Turkey and will also spend several days in Munich, Germany on our way back to the states.  Our airline tickets and hotels are already booked.  I would like to purchase travel insurance just in case we need to cancel our plans.  We are not with a tour group; this trip is all on our own.  The total cost is approx. $7500.   Can you tell me how to go about doing this, and what companies we should look at?    
Avatar
Captain Larry

RE: Multi-Stop Independent Trip to Europe: Where Do We Get Insurance?

by Captain Larry »

Go online at www.insuremytrip.com. They are a "brokerage" and represent many brands and many types of insurance, and the prices they display are as good as you will find anywhere. That is from my experience as a user and I do not in any way represent the company.

Avatar
Jeany83

RE: Multi-Stop Independent Trip to Europe: Where Do We Get Insurance?

by Jeany83 »

Yeah these guys are good as they compare a lots of the big insurance brands, i've used them a few times before booking my trip.  http://www.comparetravelinsurance.com.au/

Avatar
Rodrigo0

RE: Multi-Stop Independent Trip to Europe: Where Do We Get Insurance?

by Rodrigo0 »

Nowadays, most travel insurances cover several countries or regions. It's usually the World less you home country. And as people said, you have to compare. This article gives 3 excelent and cheap options depending on the activities you want to cover: http://outofyourcomfortzone.net/how-to-buy-travel-insurance/

Safe travels!

 

Avatar
billiv

RE: Multi-Stop Independent Trip to Europe: Where Do We Get Insurance?

by billiv »

Have you checked your credit card benefits to see what might already be covered.  Anything in your trip (hotels, car rental, etc.) that you can cancel up to the last minute?  You might not need $7,500 worth.

In other words, would you really lose $7,500 if you cancelled your trip?  As an example, on our last trip to Europe, all our hotels were cancellable up to the last minute, and two had not required any deposit, so if worse came to worse we wouldn't have to cancel them at all.  Car rental could be cancelled up to the last day. 

We had supposedly non-refundable airline tickets for a trip to France a few years ago, but when my wife broke her leg 3 days before the trip, Air France (love them) refunded the entire price of the tickets. I had thought a travel voucher would be nice, but they went above and beyond.  Of course, there is no guarantee that would happen with every airline, but cancellation of a trip is not always the disaster people think it might be.

So be sure to check what you have that you could cancel and get a refund. And check what your credit card might already cover.

advertisement