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In The Bahamas, the standard adult rate usually applies to everyone 21 years of age and over. The careful, frugal travel shopper, however, might find some deals if arrangements are made before you go.

Members of AARP, 601 E St. NW, Washington, DC 20049 (tel. 888/687-2277; www.aarp.org), get discounts on hotels, airfares, and car rentals. AARP offers members a range of benefits, including AARP The Magazine and a monthly newsletter. Anyone over 50 can join.

Many reliable agencies and organizations target the 50-plus market. Road Scholar (tel. 800/454-5768; www.roadscholar.org), formerly Exploritas/Elderhostel, arranges study programs for those aged 55 and over.

Recommended publications offering travel resources and discounts for seniors include the quarterly magazine Travel 50 & Beyond (www.travel50andbeyond.com); Travel Unlimited: Uncommon Adventures for the Mature Traveler (Avalon); 101 Tips for Mature Travelers, available from Grand Circle Travel (tel. 800/959-0405 or 617/350-7500; www.gct.com); and Unbelievably Good Deals and Great Adventures That You Absolutely Can't Get Unless You're Over 50 (McGraw-Hill), by Joan Rattner Heilman. For more information and resources about travel for seniors, go to www.frommers.com.

Note: This information was accurate when it was published, but can change without notice. Please be sure to confirm all rates and details directly with the companies in question before planning your trip.