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The Royal Association for Disability and Rehabilitation (RADAR), Unit 12, City Forum, 250 City Rd., London EC1V 8AF (tel. 020/7250-3222; www.radar.org.uk), publishes three holiday "fact packs." The first provides general information, including tips for planning and booking a holiday, obtaining insurance, and handling finances; the second outlines transportation available when going abroad and equipment for rent; and the third deals with specialized accommodations. Another good resource is Holiday Care Service, Seventh Floor, Sunley House, 4 Bedford Park, Croydon, Surrey CR0 2AP (tel. 0845/124-9971; www.holidaycare.org.uk), a national charity advising on accessible accommodations for seniors and persons with disabilities. Annual membership is £37 ($67).

Finland has been in the vanguard of providing services for people with disabilities. In general, trains, airlines, ferries, department stores, and malls are accessible. For information about wheelchair access, ferry and air travel, parking, and other matters, your best bet is to contact the Scandinavian Tourist Board.

In Finland, you may obtain general information from Rullaten ry, Hile Meckelborg, Pajutie 7, FIN-02770 Espoo, Finland (tel. 09/805-73-93; www.rullaten.fi).

Note: This information was accurate when it was published, but can change without notice. Please be sure to confirm all rates and details directly with the companies in question before planning your trip.