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Children are cared for communally in the islands' extended family systems, and so are seniors. Many islanders live with their families from birth to death. Consequently, the local governments don't provide as many programs and other benefits for persons of retirement age as in the United States and other Western countries. You won't find many senior discounts.

Nevertheless, mention the fact that you're a senior when you first make your travel reservations. All major airlines and many chain hotels offer discounts for seniors.

Members of AARP, 601 E St. NW, Washington, DC 20049 (tel. 888/687-2277 or 202/434-2277; www.aarp.org), get discounts on hotels, airfares, and car rentals. AARP gives members a wide range of benefits, including AARP The Magazine and a monthly newsletter. Anyone age 50 and over can join.

Note: This information was accurate when it was published, but can change without notice. Please be sure to confirm all rates and details directly with the companies in question before planning your trip.